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☆ 4 things I wish I had known before shopping for my wedding dress
▼ + stars: | 2024-01-30 | by ( Samantha Grindell | ) www.businessinsider.com time to read: +6 min

Because of my work, I thought I was prepared for shopping for a wedding dress. But there were a few things I wish someone had told me before I went shopping. AdvertisementI bought my wedding dress in September, finally finding my dream gown after writing about other people's for years as a wedding reporter at Business Insider. But there were a few aspects of the experience I wish I had known about before walking into the boutique. Abby didn't push me toward any gown, instead letting me tell her what I felt in each dress.

Persons: I'm, —, It's, Abby, didn't, Crystal Cox, Abby didn't, Samantha Grindell, Abby's Organizations: Business, Service

☆ VCs are getting pickier about their weight-loss bets as startups rush to prescribe Ozempic
▼ + stars: | 2023-12-11 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +8 min

Read previewWith the Ozempic craze in full swing, investors are getting picky about the weight-loss startups they want to back. Kaganoff predicted that in the new year some startups prescribing GLP-1s would invest more money in studies using real-world evidence to show their programs work. And despite the Ozempic frenzy, weight-loss startups captured a tiny fraction of the money invested this year. Investors had put about $211 million toward weight-loss startups through mid-November, representing about 3% of digital-health funding over that period, according to PitchBook. Alfie HealthSome unlikely sectors of the healthcare industry stand to benefit from the growth of the weight-loss market.

Persons: —, Sari Kaganoff, Crystal Cox, Kaganoff, Ro, VCs, Michael Greeley, Alyssa Jaffee, 7wireVentures, she's, she'd, Mounjaro, Mercer, Michael Siluk, PitchBook, Alfie Health, it's, Alfie's cofounders, Aaron DeGagne, Jordan, he'd, DeGagne, There's Organizations: Service, Business, Rock Health, Flare Capital Partners, Getty, Employers, Health, Investors, Phenomix Sciences, Mayo Clinic, PitchBook, Tusk Venture Partners, Sword Health Locations: GLP

☆ Women are turning to Facebook for a DIY approach to getting pregnant
▼ + stars: | 2023-11-14 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +8 min

Some women have turned to Facebook groups to connect with free sperm donors and skirt sperm banks. But after 10 vials of donor sperm, she was out $10,000 and still didn't have a child. Gordy is a serial sperm donor — he says his donations have produced 70 children to date. Kristina GrahamShe's since worked with two free sperm donors at different times, both of whom she met on Facebook. Women may have to weed through some creeps when looking for a sperm donor on Facebook.

Persons: —, Angela, Kyle Gordy, Gordy, Kyle, Crystal Cox, Sean Tipton, Kristina Graham, Kristina Graham She's, She's, she's ovulating, Graham, she'd, Tyree Kelly, he's atoning, Tyree Kelly Tyree Kelly, Kelly, Angela said, who've, Wong Maye, Rebecca Torrence Organizations: Facebook, Service, American Society for Reproductive Medicine, Food and Drug Administration Locations: ejaculate, Arizona, Maine, Tipton, rtorrence@insider.com

☆ Weight-loss drugs just got cheaper — and better
▼ + stars: | 2023-11-11 | by ( Hilary Brueck | ) www.businessinsider.com time to read: +7 min

Eli Lilly just debuted its powerful new weight-loss drug, Zepbound. Normally, when newer, better drugs are introduced, they match the price of similar drugs already available or come at a premium . Eli Lilly and Novo Nordisk have said that about 50 million people have some level of insurance coverage for weight-loss drugs. But some experts were skeptical, because employers and insurers don't typically pay the list price for drugs. Craig Garthwaite, an economist at Northwestern University, argued competition will drive the net prices of weight-loss drugs lower still.

Persons: Eli Lilly, —, Wegovy, LLY, It's, Mike Mason, coinsurance, Antonio Ciaccia, Crystal, We're, David Risinger, Dave Ricks, David Ricks, Eli Lilly's Mason, Mason, Craig Garthwaite, Garthwaite Organizations: Service, pharma, Nordisk's Wegovy, Ozempic, Deutsche Bank, 46brooklyn Research, Crystal Cox, Novo Nordisk, Zepbound, Wegovy, American Enterprise Institute, Northwestern University Locations: Mounjaro

☆ How AI will change the job of the junior banker and raise the bar to entry
▼ + stars: | 2023-09-22 | by ( Bianca Chan | Emmalyse Brownstein | ) www.businessinsider.com time to read: +12 min

But let's face it, many of the tasks junior bankers spend their time on could very well be done by a robot. "As a junior banker you don't critically think. With artificial intelligence progressing by leaps and bounds, how will it impact the job of the junior banker? She said it's already helping junior bankers get their jobs done faster. "It will allow junior bankers to operate at a higher level with that first pass of analysis being prepared by the technology," said Torrente.

Persons: Wall, Tamara Bitticks, it's, Carlo Allegri, Bitticks, Crystal Cox, Peter Torrente, Bogdan Tudose, Morgan Stanley, Tudose, Goldman Sachs, Banks Organizations: Deutsche Bank, Reuters, Deloitte, Industry, Wall, Google, KPMG, Blackstone, JPMorgan, Excel, Getty, Deutsche Locations: Manhattan, San Francisco

☆ These safe assets offer yields exceeding 5%. Why investors shouldn’t lean too heavily on them
▼ + stars: | 2023-09-11 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +4 min

The Fed's rate-hiking campaign gave investors an opportunity they haven't seen in years: Risk-free returns are finally interesting. Six-month Treasurys are yielding 5.5%, while a bevy of money market funds are offering 7-day yields exceeding 5%, according to Crane Data . However, at some point, rates will come down — and investors hiding in short-term, high-yielding assets could find themselves with no place to go. That means investors could be left with few places to go for attractive yields in a lower rate environment as their shorter-term assets mature — known as reinvestment risk. The benefit of laddering when rates are high is that the longer-dated bonds will have already locked in the higher yields.

Persons: There's, we've, Crystal Cox, Matthew McKay, McKay, Jerrod Pearce, Pearce, Wealthspire's Cox Organizations: Federal Reserve, Data, Wealthspire Advisors, Briaud Financial, CFP, Creative Planning

☆ Joe Jonas and Sophie Turner's prenup isn't just for celebrities—why you might want one too
▼ + stars: | 2023-09-08 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

With singer Joe Jonas and actor Sophie Turner announcing an "amicable" divorce Wednesday, an apparent prenuptial agreement will ensure that they won't have to fight over how to split their wealth. "I would absolutely advise having an attorney draw up an ironclad prenuptial agreement," says Crystal Cox, a certified financial planner in Wisconsin. "I always say you have a prenuptial agreement one way or another, the only difference is whether you decide the terms or if you let the state decide." How prenups workA prenuptial agreement is a legally binding contract made between two people before they get married. There are all sorts of reasons to sign a prenuptial agreement even if you aren't rich, says Scott Bishop, a CFP in Houston.

Persons: Joe Jonas, Sophie Turner, Kevin Costner, Tom Brady, Gisele Bündchen —, Crystal Cox, Jacqueline Newman, Scott Bishop, Sara Stolberg Berkowicz, Newman Locations: Wisconsin, New York, Houston, Illinois

☆ HGTV's Galey Alix wants to be a star. Will the spotlight crush her — or set her free?
▼ + stars: | 2023-07-25 | by ( Anna Peele | ) www.businessinsider.com time to read: +19 min

Alix is the creator and star of the HGTV show "Home in a Heartbeat With Galey Alix," which premiered in April and streams on Max. Galey Alix Gravenstein comes from a family of overachievers. Alix got to work with Jay Delgado, remaking Calloway's blank white box into a Galey Alix take on a rich person's beach house. In April 2021, Parker, who had no renovation experience, offered to help Alix with an install. He and Lauren Parker insist Alix is OK because she's able to ask people like them for help without fear.

Persons: Galey Alix, Nancy Meyers, Dale Moss, Alix, semiprivate, fiancé, Goldman Sachs, Joanna Gaines, Drew Scott, Alix gravitates, Jay Delgado, PJ Fetscher, Instagram, she's, she'll, Sonya Revell, —, It's, Goldman, I'm, Galey Alix Gravenstein, she'd, Alix didn't, Alix's fiancé, Carrie Calloway, who'd, Mac, Calloway, I'd, Lauren Parker, Parker, Delgado, Fetscher, Kay Marryshow, she's fallible, Phil, Alix's Instagram, it's, She's, Moss, of Moss, he's, Rebecca Zisser, Crystal, Anna Ruiz, Agency Gerard, Ester Gattuso, Susana Betancourt Organizations: grays, Goods, Fort, HGTV, Goldman, Target, University of Florida, Home Depot, Parker, Netflix, Crystal Cox, Agency, Agency Gerard Artists Locations: Italian, Fort Lauderdale, Max, Florida, overachievers, New York, Connecticut, fiancé's Connecticut, Westport , Connecticut, Target, Instagram, Australia, London, India , Puerto Rico, Wyoming, Orlando, peeking

Prime Day ends tonight, but you can still snag some of the best laptop deals if you act fast. Top 3 Prime Day laptop dealsThe best Prime Day Windows laptop dealsWindows laptops from Dell, HP, and more are on sale. $1,499.99 from Best Buy Originally $2,049.99 Save 27%The best Prime Day Apple MacBook dealsThere are stellar deals on several MacBook models. Deal MSI Katana 15 Gaming Laptop MSI is a top-tier PC gaming brand, and this Katana 15 laptop is more than $200 off on Prime Day. As we note in our best gaming laptops guide, a refresh rate of 165Hz is the industry standard for a high-quality gaming monitor.

Persons: There's, Crystal Cox, It's, Max, you've, Price, William Antonelli, That's Organizations: HP, Aero, Dell, Business, AMD, Amazon, Microsoft, MacBook, Apple's, ASUS, Intel, Nvidia

Some of the best laptop deals include a discounted version of one of the best gaming laptops currently available, the Acer Nitro 5, which you can pick up for just $739 at Amazon. Top 3 Prime Day laptop dealsThe best Prime Day Windows laptop dealsWindows laptops from Dell, HP, and more are on sale. This $106 discount is close to the best price we've seen for this model. $1,499.99 from Best Buy Originally $2,049.99 Save 27%The best Prime Day Apple MacBook dealsThere are stellar deals on several MacBook models. As we note in our best gaming laptops guide, a refresh rate of 165Hz is the industry standard for a high-quality gaming monitor.

Persons: There's, Crystal Cox, It's, Max, you've, Price, William Antonelli Organizations: HP, Aero, Dell, Business, AMD, Amazon, Microsoft, MacBook, Apple's, Apple, Pro, Nvidia

Knowing the credit score you'll need to be considered for popular rewards credit cards like the Chase Sapphire Preferred can help you decide which to apply for. Here are the five credit score categories, according to FICO:Poor: 300-579Fair: 580-669Good: 670-739Very good: 740-799Excellent: 800-850If you have a limited credit history, you might need to start smaller with a secured credit card or a starter credit card aimed at those new to credit. Read our Chase Sapphire Reserve credit card review for a closer look at what this premium credit card offers. Capital One says you'll need excellent credit to be approved for the Capital One Venture Rewards Credit Card. What to know about credit card approvalIt's possible to be approved for some of the best cards in the credit card world with a credit score in the high 600s.

☆ Pharmacy startups are losing their battle with giants like CVS and Walgreens
▼ + stars: | 2023-03-28 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +12 min

Pharmacy startups like Capsule and Truepill are crumbling in the fight against pharmacy giants. But in the past year, the pharmacy startups have begun to crumble. Plus, each chain has thousands of stores across the country, providing the convenience that the pharmacy startups seek to replicate with tech. The digital-pharmacy shakeoutAnalysts suggested that healthcare startups with pharmacy components, rather than pure-play pharmacy startups, are best positioned to succeed. Truepill CEO Sid Viswanathan TruepillBut the pharmacy startups that have attempted to offer additional services have largely shelved those efforts in recent months.

☆ Americans desperate for the hot weight-loss drug Ozempic are turning to Canada and Mexico because they can't afford it at home
▼ + stars: | 2023-03-20 | by ( ) www.businessinsider.com time to read: +12 min

She found CanShipMeds.com, one of many websites that says it ships a similar drug, Ozempic, from Canada at a lower cost. Delp is hardly the only American searching for weight-loss drugs across the border in Canada or Mexico. Medicare, the federal program that provides health coverage for people 65 and older, doesn't cover weight-loss drugs at all, though there's a push to change that. People are looking to Canada and Mexico for cheaper OzempicCrystal Cox/Business InsiderUntil insurance coverage improves, people will look abroad to afford the weight-loss drugs. Want to tell us about your experience with weight-loss drugs like Ozempic and Mounjaro?

☆ Current and former Rokt employees told Insider about blackface, booze, and blurred lines
▼ + stars: | 2023-03-17 | by ( Diamond Naga Siu | ) www.businessinsider.com time to read: +4 min

They told my colleague Jordan Pandy that Charlotte seemed affordable and diverse on paper. The photo was shown at a company-wide meeting to highlight how "fun" working at $2 billion ad-tech startup Rokt was, an Insider investigation reveals. He said blackface isn't a big deal in Australia, where the company was founded and where the photo was taken. But more than 30 current and former employees told my colleagues Jack Newsham and Madeline Stone that they had a different experience. Come behind the scenes of Rokt with us, where Insider reports that booze and blurred lines flow rampantly.

☆ Take a look at all the photos from Insider's celebration of Wall Street's rising stars
▼ + stars: | 2023-01-31 | by ( ) www.businessinsider.com time to read: 1 min

David Haber, left, a general partner at Andreessen Horowitz, chatted with Marco DeMeireles, who left The Chernin Group last year to launch venture firm Ansa Capital. Crystal Cox/InsiderHaber was featured on our 2019 list after he sold his lending startup, Bond Street, to Goldman Sachs. DeMeireles was featured in 2021. Read more here.

What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. You can transfer points from Chase Ultimate Rewards, Amex Membership Rewards, and Citi ThankYou to JetBlue, but the ratio varies depending on the rewards program. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them.

☆ Our predictions for big themes in 2023, from China tensions to the abundance agenda and tech discipline
▼ + stars: | 2023-01-01 | by ( Matt Turner | ) www.businessinsider.com time to read: +4 min

On the agenda today:But first: Now that it's 2023, I want to share some of the things I'm personally fascinated with that I think will be big themes for the year ahead. 3 big themes for 2023China tensions: The fate of the world economy may depend on what happens to a company in Taiwan most Americans have never heard of. These are all huge storylines for 2023 driven by increasing tensions between China and the US. Big tech companies are making their performance reviews tougher. What do you think are the big themes that will shape 2023?

☆ The most honest man in real estate thinks the housing market isn't going to crash
▼ + stars: | 2022-12-31 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +13 min

Here's how Miller, who doesn't think the housing market is going to crash, became a beacon of trust. The call was from a journalist at an international paper asking for Miller's comment on the US housing market for a story. The 62-year-old founder of the real-estate-appraisal and data firm Miller Samuel is probably the most-quoted man in real estate, with some 2,469 news citations, according to the database LexisNexis. Today, Miller Samuel has replaced Scantrons with iPods, iPhones, and a CoreLogic appraisal software called A La Mode. Today, there's much more data than there was when he started Miller Samuel, but also a lot more "crap," Miller said.

☆ Our best stories on financial tech in 2022
▼ + stars: | 2022-12-30 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +6 min

Today, we're going to recap all the great stories we've done this year on financial tech, whether it's up-and-coming startups or the projects at the biggest banks and investment firms. Wall Street and sports have a long history together. How top Wall Street firms are testing out cutting-edge tech. Shaw, here are 10 of the most innovative tech projects at top Wall Street firms. And we also identified the top Big Tech executives who could get poached by Wall Street firms looking to do more in the cloud.

☆ How Gerry Cardinale became the go-to dealmaker for the likes of the Yankees, AC Milan, and Ben Affleck
▼ + stars: | 2022-12-29 | by ( Hayley Cuccinello | Dakin Campbell | ) www.businessinsider.com time to read: +20 min

He bought the soccer club AC Milan in August, earning the attention of the Italian press. This past spring, AC Milan won its first national title in 11 years. Claudio Villa/AC Milan via Getty Images Show less Cardinale at a training session for AC Milan. For instance, the teams sell each other's merchandise in their stadiums, and the YES Network airs AC Milan games. "Now we have a new phase of expansion and internationalization of AC Milan with Gerry."

When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. You can pay rent with it, you can get your oil changed with it, or you can pay your credit card bill with it. You'll be hard-pressed to find a cash-back credit card that offers such a high return on select spending. Alternative: The Citi® Double Cash Card is another wildly popular credit card for all your non-bonused spending. The card earns 1% back when you make a purchase and 1% back when you pay your credit card — giving you effectively 2% back for all your spending.

The thing is, if you're going to open a credit card, a store card is rarely, if ever, your best option. Note that credit card lenders may use many different variations of credit score models when considering your application. Their interest rates are astronomicalIf you thought travel credit card interest rates were high, check out the rates on store credit cards. And that limit isn't exclusive to those who have taken out five of Chase's credit cards in the last 24 months, either — it applies to any credit card (except certain business cards), including store credit cards. Luckily, there are multiple ways to make sure you're getting a much better return on your retail spending, even without a store credit card.

☆ Over 10 years, 43% of first marriages can fail. Here's why couples might want a postnuptial agreement
▼ + stars: | 2022-11-27 | by ( Deborah Nason | ) www.cnbc.com time to read: +4 min

Vitapix | E+ | Getty ImagesWhile couples might sign a prenuptial agreement before they're married and a "post-nup" after, it's more than just the timing that differentiates these arrangements, experts say. "It's a whole different ballgame once you're married," said Martin Shenkman, estate attorney with Shenkman Law in New York City. When a post-nup might be called forWhat situations might prompt a couple to prepare a postnuptial agreement? For example, married couples may need to adjust a pre-nup they'd signed, according to attorney and certified financial planner Keith Singer, president of Singer Wealth in Boca Raton, Florida. According to the Centers for Disease Control and Prevention, over 10 years as many as 43% of first marriages can fail.

☆ The death of Twitter won't be as messy as many expect. Here's what its demise could look like.
▼ + stars: | 2022-11-22 | by ( Jordan Parker Erb | ) www.businessinsider.com time to read: +5 min

Today, we're talking about what the downfall of Twitter could look like — and it's probably not what you think. Reporting from my colleagues Matt Weinberger and Kali Hays suggests the site probably won't crash and burn in spectacular fashion. The death of Twitter won't be the dramatic explosion you might expect. A leaked email shows Twitter employees must send Elon Musk weekly updates of everything they've worked on. In other Musk news, the billionaire told Twitter employees that he's done with layoffs for now, and he tweeted Monday that the Twitter Blue relaunch is on hold.

☆ If you need a unique holiday gift, rewards cards like the Amex Platinum and Capital One Venture X let you gift airport lounge access, Global Entry, charitable donations, and more
▼ + stars: | 2022-11-16 | by ( Sarah Silbert | Jasmin Baron | Read More | ) www.businessinsider.com time to read: +38 min

You credit card rewards could unlock a unique gift for a friend or family member this holiday season. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark. Both the Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card include Priority Pass airport lounge membership for authorized users. With the Capital One Venture X Rewards Credit Card, primary cardholders and authorized users can also access Capital One Lounges and over 100 Plaza Premium Lounges worldwide. One method is to redeem Chase Ultimate Rewards points for charitable donations through the Pay Yourself Back feature.

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